Challenging market conditions have led to a slowdown in M&A activity, but high-value premiums remain within reach for insurers as buyers seek greater certainty in the volatile deal making landscape. To maintain a competitive edge, transactional risk insurers are evolving their product offerings. The market is responding to growth sectors - notably technology, renewable energy, and life sciences - where emerging risks tied to intellectual property (IP) and AI are central to the target’s value and asset base. In these sectors, insurers are developing innovative solutions to address complex exposures, including bespoke coverage for IP infringement and AI-related risks. Buyers are increasingly demanding tailored representations and warranties that explicitly cover these areas, seeking robust protection and risk mitigation as part of the transaction structure. As a result, transactional risk insurance is becoming more sophisticated, with a sharper focus on the unique attributes of cutting-edge technologies.