Policy wordings are evolving to reflect the increased role of AI in day-to-day business operations. Policyholders, and indeed brokers, continue to seek clarification on the adequacy of their insurance programmes and be keen to see policy wordings affirming AI-related risks. We expect to see more product innovation in the market, as well as insurers seeking to limit or condition riskier AI-related exposures. Policyholders should review policies for AI-specific exclusions, ensure ethical AI practices, and stay informed about how insurers use AI in pricing, risk assessment and claims handling.