PFAS contamination has become a nationwide challenge in Sweden, with traces found in groundwater near airports, fire training sites, and industrial areas. Cleanup costs are high and long-term, yet many insurers are starting to exclude PFAS from coverage, leaving municipalities, businesses, and property owners exposed to potentially large liabilities. The trend has intensified following the 2023 Swedish Supreme Court PFAS-case ruling, which confirmed that elevated PFAS levels in residents’ blood can constitute compensable harm. This landmark case has set a precedent that heightens pressure on insurers, especially as PFAS continues to be detected at multiple locations across the country. In turn, this is expected to drive demand for insurance solutions that share the financial burden while supporting responsible environmental remediation, making PFAS a persistent and evolving risk for the Swedish insurance sector.