The Dutch Civil Code allows claims for collective redress. They can then be presented to the courts, often with the help of a special legal entity. This provision has been active for several years but has recently gained momentum. In 2025 a large data breach at a Dutch laboratory, with allegedly almost a million people involved, triggered widespread public interest in this provision. With a million people claiming compensation in a case like this (say €1,000 per head) there is huge exposure. Insurers need to consider policy cover and how they may want to mitigate their exposure.