In the sports sector, new legislation in July 2025 brought significant changes to mandatory sports insurance. Whereas the previous requirement was to equate the minimum sum insured with the scale used for motor vehicle accident compensation, the law now mandates that the sum insured must take into account more serious injuries that require greater coverage. The sum insured, how it will be developed, and when it will be updated, are all to be defined by regulation, which must be issued within six months of the law’s publication. This will impact the insurance sector, as insurers will face higher liability, with more serious injuries requiring greater coverage, likely leading to paying out significantly larger indemnities than under the previous regime. To address this, premium rates will almost certainly increase and insurance companies will need to revise their underwriting criteria, risk assessments, reserves, and pricing models.