Supreme Court rulings on issues such as moral damages, proof of policy conditions, and limitation periods will keep shaping claims handling. Further legislative changes are anticipated as the political landscape evolves, including potential environmental, social and governance reporting requirements and sustainability-driven obligations, as well as greater state involvement and intervention in the country´s productive sectors. The direct popular election of judges in Mexico since June 2025 represents a profound shift in the judicial system that will impact dispute resolution in different sectors, including insurance. The potential loss of technical specialisation and increased politicisation of the judiciary may lead to short-term legal uncertainty. Insurers will need to adjust their litigation and compliance strategies to navigate a more volatile environment, requiring greater investment in jurisdictional analysis and legal risk management.




