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Prediction: Increased integration of AI into day-to-day business decisions will similarly increase litigation and coverage risks

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Prediction

AI is becoming increasingly prolific, spanning an increasing spectrum of industries. With that comes a simultaneous increase in AI-related litigation risks. For example, AI companies have been named in numerous lawsuits alleging they infringed copyrights in constructing their large language models. We also foresee malpractice claims against doctors who rely too heavily on AI and misdiagnose patients, and differences in federal and state regulation of employers' use of AI in hiring decisions could lead to an increase in employment discrimination lawsuits. All these developments will have downstream effects on insurance.

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