By 2026, all financial institutions in Ecuador will be required to comply with mandatory cybersecurity standards. The regulator is aligning local regulation with international norms, imposing obligations on data protection, technology risk management, business continuity plans, and cyber incident reporting. This rule will encourage banks and insurers to adopt cyber insurance, strengthening the financial system’s resilience against digital attacks and ensuring the continuity of critical operations. The measure demonstrates a regulatory commitment to technological stability and market trust.




