Cyberattacks are becoming increasingly frequent and severe in Sweden, affecting both businesses and municipalities. Despite being one of the most digitally advanced countries, many organisations remain vulnerable to ransomware, data breaches, and other cyber threats. In December 2023, the prominent Swedish retail chain Coop was hit by a cyberattack that disrupted operations and left payment systems offline for several days. In August 2025, a large-scale ransomware attack compromised systems in numerous municipalities, raising concerns over data breaches and operational disruptions. As these attacks continue, cyber insurance is becoming an essential tool for managing risk. More organisations are expected to adopt coverage to protect operations and recover swiftly after incidents. Implementing basic safeguards, such as response plans and staff training, is becoming standard practice. With digital threats on the rise, the importance of cyber insurance in Swedish risk management will only grow.