In 2026, the rise in cyber threats and digital dependence will push Peru to adopt stronger cybersecurity frameworks and to expand the market for cyber insurance policies. Companies in banking, telecommunications, and critical infrastructure will increasingly seek cyber risk coverage to safeguard against ransomware, data breaches, and business interruption caused by digital attacks. These policies will become essential not only to mitigate financial losses but also to strengthen corporate resilience and regulatory compliance. Additionally, government institutions will be urged to enhance co-operation with the private sector in order to build more robust cyber defence mechanisms. Cyber insurance is expected to evolve into a critical pillar of risk management, particularly as businesses accelerate their digital transformation and AI adoption.