The focus on the benefits of AI for insurance companies will give way in the coming year to addressing how to manage the related risks. Policyholders and insurers will need to focus on how policies respond to developments in this area, including whether adjustments to policy wordings, affirmative endorsements or exclusions are necessary. As previously identified with cyber-related issues, the risk of 'silent AI' continues, with potential exposures contained within more traditional policies which may not specifically deal with AI risks. There is now an emerging series of products designed to address this issue, with careful drafting being applied to deal with concepts not addressed in existing wording.